Jonathan, small business owner: "My representative walked me through every step of the process, and I was funded in no time!"

STUCK WAITING ON A LOAN?

Your Business Can't Afford to Wait.

Traditional financing moves slow. We don't. Pre-qualify in 60 seconds — no credit impact, no obligation.

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*By clicking Get Funded Today, you agree to our Terms and Conditions and Privacy Policy, and consent to receive marketing emails from BriteCap Financial at the email address provided above.

JOIN 20K+ BUSINESS OWNERS LIKE YOU

  • 20+ YEARS EXPERIENCE

    Dedicated to Small Business Success

  • RATED EXCELLENT

    Verified by Trustpilot©

  • $1B+ FUNDED LOANS

    Real Capital to Real Businesses

Apply with Confidence. No Cost, No Obligation, No Risk.
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THREE EASY STEPS TO SECURE FUNDING

1

Apply in Minutes

  1. 1

    Apply in Minutes

    Our streamlined application takes just 2 minutes to complete. Provide basic business and funding details — no paperwork, no hassle. Apply from your phone, tablet, or computer anytime.

  2. 2

    Review Your Offer

    Our team personally reviews your application and crafts an offer based on your business performance — not just your credit score. Your dedicated Funding Consultant walks you through every detail.

  3. 3

    Get Funded

    Once you've picked your preferred terms, the contract will arrive electronically. Sign, and your funding is on the way.

WHAT'S HOLDING YOUR BUSINESS BACK?

Marketing · Advertising · Inventory · Payroll · Taxes Expansion · Cashflow · Management · Missed Growth Opportunities

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GOT QUESTIONS? WE’VE GOT ANSWERS

How long does the full process take from start to finish?

The application takes about 2 minutes. Once approved, same-day funding is available.

Is there any cost or obligation to apply?

Applying is completely free with no obligation to accept. Explore your options at zero cost.

What can I use the funding for?

Working capital, equipment purchases, inventory, payroll, marketing, expansion — virtually any legitimate business expense.

How fast can I get my funds?

Funding can arrive as fast as today. Once you sign your contract, funds are typically deposited in your business bank account the same or next business day.

What if I’ve already applied before?

You’re welcome to apply again. A lot can change in a few months, and returning customers often qualify for better terms than on their first application.

Will this affect my credit score?

No. Applying does not impact your credit score. A soft pull is used during pre-qualification.

What happens after I receive my offer?

Your dedicated Funding Consultant walks you through every detail and helps you choose the right terms. The contract arrives electronically for a quick e-signature.

Can I pause and come back to my application later?

Yes. Your progress is saved as you go, so you can step away and pick up where you left off. We’ll also text you a link back to your application.

What do I need to apply?

Basic business and owner details, your EIN, and your last 3 months of bank statements — or a secure Plaid connection to your business bank account.

Who do I contact if I need help?

Call us at 866.623.4900 or email info@britecap.com. Our Funding Consultants are available to help you every step of the way.

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© 2026 BriteCap Financial, LLC. All rights reserved.

All small business loans offered by BriteCap Financial, LLC are provided pursuant to California Finance Lender license #6039614. In certain states, loans may not be available at all or may be limited in availability depending upon certain borrower and loan attributes. In certain states where loans are not available, we may offer a purchase of future receivables. We do not currently offer any products in Nevada, North Dakota, Rhode Island, South Dakota, and Vermont.

**Time in business, FICO score and annual business revenue are the minimum requirements to prequalify for a BriteCap financing product, however, in order to receive final approval BriteCap must independently verify information provided on your application, as well as receive additional information regarding you and your business.

^BriteCap's offer to renewal customers of lower rates for financing assumes that a renewal customer's credit profile has not negatively changed from the time of customer's last financing with BriteCap. Any deterioration in a renewal customer's credit profile may make a renewal customer ineligible for lower rates.

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